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Home Assistance Explorer 🧭

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Housing Assistance Explorer 🧭

Housing Assistance Explorer 🧭

Assumptions

Results

Your income is 64% of the NYC Adjusted Area Median Income (AMI) of $155,300. It is also less than the SONYMA ATD income limit of $158,140 and less than the SONYMA LIRP income limit of $197,680.

🎉 Congratulations! 7 housing program(s) may help you buy your dream home! Talk to a HUD-approved housing counselor to get started.

✔ Ridgewood Good Move

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💰 Up to $2,000 grant for down payment and closing costs; 📉 Lower mortgage insurance costs

✔ 💵 Income below 130% AMI ($201,890)
✔ 🏚️ Back-end DTI below 48%
✔ 🏦 LTV below 97%
✔ ⭐ FICO score at least 620

✔ Ridgewood Good Move Plus

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💰 Up to $10,000 grant for down payment and closing costs; 📉 Lower mortgage insurance costs

✔ 💵 Income below 80% AMI ($124,240)
✔ 🏚️ Back-end DTI below 50%
✔ 🏦 LTV below 95%
✔ ⭐ FICO score at least 620

✔ SONYMA Conventional Plus

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💰 Down payment assistance loan up to $30,000; 📉 Lower mortgage insurance costs

✔ 💵 Income below 80% AMI ($124,240)
✔ 🏠 Front-end DTI below 40%
✔ 🏚️ Back-end DTI below 45%
✔ 🏦 LTV below 97%
✔ ⭐ FICO score at least 620

✔ U.S. Bank Access Home Loan

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💰 Down payment assistance; 📉 Reduced mortgage insurance costs

✔ 🏦 LTV below 97%

✔ U.S. Bank American Dream Loan

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💰 Down payment assistance; 📉 Lower financing costs

✔ 🏦 LTV below 97%

✔ Wells Fargo Dream Plan Home

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💰 $5,000 grant for down payment assistance; 📉 Lower mortgage insurance costs

✔ 💵 Income below 80% AMI ($124,240)
✔ 🏦 LTV below 97%

✔ Wells Fargo Homebuyer Access

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💰 $10,000 grant for down payment assistance; 📉 Lower financing costs

✔ 💵 Income below 120% AMI ($186,360)
DISCLAIMER: The calculations and information provided are estimates for illustrative purposes only and may contain errors or inaccuracies. They do not constitute financial, legal, or tax advice. Results may vary based on individual circumstances and market conditions. Users should consult with qualified professionals before making financial decisions. By using these tools, you expressly waive any claims against Decision Fish LLC, which assumes no liability for decisions made based on these estimates or for any direct, indirect, incidental, or consequential damages arising from their use.

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