DISCLAIMER: The calculations and information provided are estimates for illustrative purposes only and may contain errors or inaccuracies. They do not constitute financial, legal, or tax advice. Results may vary based on individual circumstances and market conditions. Users should consult with qualified professionals before making financial decisions. By using these tools, you expressly waive any claims against Decision Fish LLC, which assumes no liability for decisions made based on these estimates or for any direct, indirect, incidental, or consequential damages arising from their use.