Homebuying Toolkit 🧰

For too long, housing counselors and individuals have struggled with a patchwork of websites and Google Sheets to do their work. In a world of high interest rates and rising home prices, this is simply not good enough. Decision Fish is developing the Homebuying Toolkit, a suite of tools designed to accelerate and streamline the client’s journey to homeownership—freeing time for counselors to build connections, educate, and perform outreach.

Try Our Next-Generation Tools

To use these tools, please read and agree to the Terms of Use:

😁Happy Budget®
The better way to begin budgeting: reflect on your values and what makes you happy to confidently allocate your savings and spending.
✨ Now simpler!

💁Happy BudgetÂŽ Helper
Helps clients estimate past spending and reflect on how it aligns with what matters most. A gentle, insightful way to kick off financial planning.

🧮Affordable Home Calculator
Not just a mortgage calculator, this interactive tool calculates affordability, DTI, closing costs, and monthly payments—providing clear next steps clients can act on. ✨ New features!

🏠 Find Affordable Homes to Buy in NYC
A collection of government and private resources to help you find an affordable home in NYC. Discuss these with your housing counselor or get a head start!

🏠Housing Counselor Homepage
Turn any agency website into an interactive client portal. Educate, qualify, and prepare clients for their first session—all in one place.

🚀Homebuyer Accelerator
An interactive task manager that tracks progress, milestones, and deadlines—designed to keep clients moving forward with minimal counselor follow-up.

🧭Homebuying Assistance Explorer
Find down payment and mortgage assistance in seconds. Filter by client profile and get instant access to program criteria, links and benefits.





😊More to come!

Proven Benefits

🚀 Speed Processes: Accelerate training and cut client meeting times by half.

🤝 Supports Collaboration: Clients can access the tools before appointments.

🔍 Enhances Accuracy: Ensure consistent and reliable analyses.

📈 Boosts Motivation: Provide clear steps to keep clients on track to closing.

🛠  Simplifies Tools: Replace multiple tools with one integrated solution.

📊 Real-Time Insights: Offer real-time scenario analysis.

🤝 Improves Client Experience: Deliver clear reports & recommendations.

What Counselors are Saying

“The Affordable Home Calculator has made my housing counseling sessions more efficient and gives me more time to educate clients on various topics.”

– Alysha Habib, Counselor, Chhaya CDC

“This tool has been very helpful: The concise eligibility information for first-time buying programs saves me a lot of time. My participants especially appreciate the one-pager of lenders and government departments to contact.”

— Matthias Howley, Counselor, Neighbors Helping Neighbors – Fifth Avenue Committee

Join Our Partners

We are grateful to our housing counselor partners who worked with us as we developed and refined the Homebuying Toolkit. The original Excel-based Affordable Home Calculator proved that simple, integrated tools can cut meeting times in half—freeing counselors to build deeper relationships and expand outreach.

Take the Next Step

Decision Fish helps you learn—not make decisions for you. It’s not financial advice. See our Terms of Use.

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